Although there are many websites that allow you to check your credit score and credit report online and completely free, it does not mean that all of them are reliable sources giving right information about the credit scores. For this reason, you do not prefer to use these services without searching deeply. There are, of course, enough free options that let you get your free credit score and credit report. By the way, each Us citizen has a right to get their free credit reports once a year from TransUnion, Equifax and Experian which are the major credit bureaus in the U.S
These days, the number of credit cards providers is constantly increasing. They let their customers monitor their credit scores and some part of their credit reports via their official websites. Let’s look at them briefly:
Credit Wise from Capital One:
By using Credit Wise, you can easily monitor your free credit score weekly. It uses TransUnion Vantage Score 3.0 credit score rates. It also shows some information about what things have affected your credit score. If you want, you can download their official application to your phone. It is available to everyone in both App Store and Google Play.
By clicking here, you can check your credit score with Credit Wise.
With Discover, you have access to get your FICO score free from TransUnion. Moreover, you do not need to have a Discover Card to make use of this advantage. As you know, FICO scores are mostly preferred by most of the lenders. You just need to create an account with providing your social security number. Like Capital One, it also serves short account history.
You can check this website to get your credit score.
This provider also let their customers check their FICO credit score on their websites. Their FICO scores based on FICO 8 formula.
Visit its website to get a free credit score.
Bank of America:
It provides to their customers to get their free credit scores through their website or their official banking application. They monitor the real FICO credit scores from TransUnion and update them monthly. It is only available to their credit card customers.
Get your free credit score from Bank of America
Credit Karma is one of the major services which is most preferred. It monitors your credit score from both TransUnion and Equifax to compare the two. This provider also shows your full credit report, unlike the other ones.
You can check their website to get your free credit score and credit report.
It is another provider give you to access to get your free FICO score and credit report only for 30 days. It also is scanning almost 600.000 websites to detect fraud and fight against identity thieves. Then you just to pay $19.99 per month to get the access these services again.
You can learn more about the advantages of Experian Credit Check by visiting their websites.
The other issuers offer free credit score online:
Ally Bank: Allowing their auto loans customer to check their FICO credit scores for free.
Chase: Offering to Chase Slate cardholders to monitor their free FICO scores from Experian.
Us Bank: Giving their customers to access their credit scores from Experian.
Barclaycard: Offering to their consumer cardholders to get their free FICO Bankcard Score 8 from Experian and providing historical tracking charts.
Citi: Giving options only specific cardholders to get their free credit score from a different bureau, Equifax.
First Bankcard: Letting their customer monitor their FICO 8 Bankcard Score online and also reporting the two major factors affecting your credit score.